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Building stronger financial futures for Maryland residents.

Bank On Maryland works to connect consumers to safe and appropriate financial products and services.
Lead by the nonprofit CASH Campaign of Maryland, Bank On Maryland is a collaboration between financial institutions, community groups, and government agencies to provide all residents equal access to financial security. Together, we connect people to safe, inexpensive and certified bank accounts. We also recommend resources that empower individuals and families to improve their financial futures.
22%
of Maryland households are un- or underbanked
$40K
cost of being unbanked over a lifetime
50M
underbanked adults nationwide

Free Tax Preparation Assistance


Consumers across Maryland who make $56,000 annually or less (as dictated by IRS) can file tax returns for free and avoid predatory fees. Find resources here.

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Bank On National Account Standards


The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features.

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The Present and Future of Bank On Account Data


A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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Our Coalition
Join us in connecting Maryland residents to better banking products and making our state a safer, more accessible place to bank.
Bank On Maryland partners are working to improve the financial stability of all Maryland households. Our members connect residents to safe, simple, and affordable bank accounts that strengthen their financial condition.
Our Partners

Destinations Credit Union

Bank Of America

Chase

Federal Reserve Bank Of Richmond

Federal Deposit Insurance Corporation

Maryland Department of Labor

Catholic Charities Archdiocese of Washington

Frederick Coalition for Financial Success

Bank On Gaithersburg

Maryland Consumer Rights Coalition

BANK ON CERTIFIED ACCOUNTS ARE…
Safe

These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.
Functional

Certified accounts always allow free deposits, free withdrawals, and free bill payments.

@CASHMD